Time to live closer to your community



Owns two dogs and loves to entertain guests on weekends


Lives close to work and elderly parents


Married with young kids


Your Ideal landed home, in your desired neighbourhood


Let's tap into the power of data-backed AI to uncover hidden opportunities in prime-location landed houses, guiding you to your perfect property in sought-after neighbourhoods.


Expand your avenues for home ownership by discovering the untapped potential of older properties in established, mature locations.

How it works

Homeowner engages with UrbanWave when buying a house and applies for mortgage* (up to 90%)

*UrbanWave DOES NOT participate in the mortgage and is liability free

UrbanWave is suitable for those who have found their potential dream home that meets these requirements:

  • a landed freehold property
  • more than 15 years old
  • cleared by Nowcast, our AI-driven forecast platform

UrbanWave provides the funding for the renovation, in exchange for minority equity shares in the real estate of the house

Homeowner can now renovate debt-free and move in upon completion

Homeowners gets to stay in their dream home and live their urban lifestyle, with less worry of financial cost of their home renovations. They have the flexibility to buy back their equity at a later stage, or capitalize on their equity when the property value appreciates.

For more enquiries or questions


Frequently Asked Questions (FAQ)

How does UrbanWave work?
UrbanWave revolutionizes homeownership by empowering aspiring individuals to fulfill their dreams of owning landed houses. Through our innovative co-ownership model, we enable individuals to not only become homeowners but also secure the necessary funds for the home purchase and renovation process. Successful applicants will obtain funding to kickstart their home ownership journey. In exchange, UrbanWave will acquire a certain percentage of equities in the property, becoming co-owners and partners in the homeownership endeavor.
What is the property criteria to sign up with UrbanWave?
Homeowners seeking freehold landed properties that are at least 15 years old and have successfully passed our Nowcast* evaluations are welcome to sign up with UrbanWave.
Can I buy back the equities later?
Homeowners have the option to repurchase the acquired equities from UrbanWave within a specified timeframe. However, once this period has elapsed, they will no longer have the opportunity to buy back the equities. Homeowners will become perpetual co-owners with UrbanWave until the occurrence of a triggering event, such as the sale of the property.
Can I sell my property after I signed up with UrbanWave?
Yes, homeowners have the flexibility to trigger the sale of the property at any time, as long as the selling price exceeds the minimum home value*. This ensures that homeowners have the opportunity to benefit from potential appreciation in the property's value when deciding to sell.
What happens in the long run after the renovation is completed, and I’m living in my dream UrbanWave home?
Homeowners have the freedom to reside in their property indefinitely and have the option to rent it out at their discretion. The legal co-ownership arrangement with UrbanWave remains, and its implications come into effect only when specific triggering events occur, such as the homeowner's decision to sell the house or if the homeowner defaults on their obligations.

Have more questions? Contact us and we will be happy to answer them!