UrbanWave revolutionizes homeownership by empowering aspiring individuals to fulfill their dreams of owning landed houses. Through our innovative co-ownership model, we enable individuals to not only become homeowners but also secure the necessary funds for the home purchase and renovation process. Successful applicants will obtain funding to kickstart their home ownership journey. In exchange, UrbanWave will acquire a minority share in the property, becoming co-owners and partners in the homeownership endeavor.

Homeowners seeking freehold landed properties that are at least 15 years old and have successfully passed our Nowcast* evaluations are welcome to sign up with UrbanWave.

Homeowners have the option to repurchase the shares from UrbanWave within a specified timeframe. However, once this period has elapsed, they will no longer have the opportunity to buy back the equities. Homeowners will become perpetual co-owners with UrbanWave until the occurrence of a triggering event, such as the sale of the property.

Yes, homeowners have the flexibility to trigger the sale of the property at any time, as long as the selling price exceeds the minimum home value*. This ensures that homeowners have the opportunity to benefit from potential appreciation in the property's value when deciding to sell.

Homeowners have the freedom to reside in their property indefinitely and have the option to rent it out at their discretion. The legal co-ownership arrangement with UrbanWave remains, and its implications come into effect only when specific triggering events occur, such as the homeowner's decision to sell the house or if the homeowner defaults on their obligations.